A federal jury in MIssissippi has found that State Farm Fire and Casualty Co. avoided covering a policyholder's wind losses by blaming the damage on storm surge, which is covered by federal flood insurance.
http://www.insurancejournal.com/news/southeast/2013/04/10/287828.htm
http://www.insurancejournal.com/news/southeast/2013/04/10/287828.htm
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