The Supreme Court recently held that federal law pre-empts state law that attempts to reallocate proceeds accruing to the designated beneficiary of a federal life insurance policy.
http://www.jdsupra.com/legalnews/state-law-cannot-reallocate-life-insuran-34211/
http://www.jdsupra.com/legalnews/state-law-cannot-reallocate-life-insuran-34211/
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